The State Of Fintech, 2022

Fintech Is Entering A New Phase, But The Fundamental Disruptive Forces Remain The Same


Fintech — a term that encompasses a range of financial tech companies and the collective impact and disruption they are causing — had a rollicking year in 2021. After a year of pandemic-induced uncertainty, many fintech companies are now seeing their best year ever in terms of venture capital funding and consumer acquisition. The foundational attributes that make fintech firms successful (and threatening to traditional financial institutions) have not changed. Yet we are entering a new phase, one in which fintech’s cumulative scale and influence becomes bigger even as a wave of new fintech companies play highly focused, niche roles in customers’ lives. Download the full report to discover more about the state of fintech and how to win in this industry.